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Andrew Michael

Editor and publishing consultant; multiple award-winning journalist; freelance content creator; events host and presenter

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Unbiased •

Safe investment options: A guide to low-risk investments

A financial advisor can help you choose the right investment to suit your risk level and goals.

Every investment option has unique pros and cons, so it’s worth doing your due diligence before making any big decisions.

The safest investment options are low-risk and are usually backed by the US Treasury Department or are FDIC affiliated.

If you are new to investing or only have access to limited funds, it’s far wiser to opt for a safe investment strategy. But what exactly does that look like?...
Unbiased •

What you need to know about Child Tax Credit

Child Tax Credit applies a credit to the income taxes of people with dependent children under the age of 17, potentially earning them a refund on their federal tax return. It’s important to note that a tax credit is different from a tax deduction. Whereas a deduction reduces your taxable income, a tax credit lowers how much you actually owe in taxes.

The Child Tax Credit doesn’t count as a universal benefit, so not everyone is eligible to receive it. To claim the credit, you must meet several c...
Unbiased •

What is a tax loophole and how can it reduce your tax liability?

A tax loophole usually arises from an omission, ambiguity, or exception to a certain aspect of the tax code, the set of rules that dictate how much money you are due to pay the government each year.Exploiting tax loopholes is not unlawful. However, because loopholes tend to be quirks resulting from the unintended consequences of legislation, they are not guaranteed to exist forever.

This means that loopholes can always be amended or closed, which would shut down any benefits that had previously...
Forbes Advisor UK •

How To Invest In Stocks & Shares

Investing is the process of buying an asset with the aim of making a profitable ‘return’ from that purchase over a period of time.


The return might come in the form of income, such as rent (in the case of a property purchase), or from dividend payments (in the case of shares, see more below).


There may also be the potential for capital growth. For example, when the value of a property increases, or when a company’s share price rises compared with the asset’s price at the initial time of pu...
Forbes Advisor UK •

Our Pick Of The Best UK Funds

The Forbes Advisor editorial team is independent and objective. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive payment from the companies that advertise on the Forbes Advisor site. This comes from two main sources.

First, we provide paid placements to advertisers to present their offers. The payments we receive for those placements affects how and where advertisers’ offers appear on the site. This site does not inclu...
Forbes Advisor UK •

National Insurance Contributions: What Are They, And How Can You Check Yours?

As part of his Budget speech earlier this year, Jeremy Hunt, the Chancellor of the Exchequer, said he would cut National Insurance (NI) by two percentage points.The change, which reduced the main rate of NI from 10% to 8%, took effect from 6 April 2024, the start of the new tax year and providing a boost to the pay packets of millions of workers.From 29 April 2024, a new online tool launched by the government should also make it easier for customers to check their NI record and, where necessary,...
Forbes Advisor UK •

How To Buy NVIDIA (NVDA) Stocks & Shares

On 18 June 2024, NVIDIA, the artificial intelligence (AI) chip and software company, leapfrogged technology sector rivals Microsoft and Apple to become the world’s most valuable publicly-listed company. However, following some profit-taking by shareholders, its share price fell back. It is now the third-largest company once more.


NVIDIA is organised into two segments: Graphics and Compute & Networking. The Graphics segment includes GeForce GPUs for gaming and PCs, the GeForce NOW game streami...