Andrew Michael

Editor and publishing consultant; multiple award-winning journalist; freelance content creator; events host and presenter

I write about finance with a focus on investing

What is a tax loophole and how can it reduce your tax liability?

A tax loophole usually arises from an omission, ambiguity, or exception to a certain aspect of the tax code, the set of rules that dictate how much money you are due to pay the government each year.Exploiting tax loopholes is not unlawful. However, because loopholes tend to be quirks resulting from the unintended consequences of legislation, they are not guaranteed to exist forever.

This means that loopholes can always be amended or closed, which would shut down any benefits that had previously...

How To Invest In The FTSE 100 Index

The FTSE 100 index comprises the largest 100 companies listed on the London Stock Exchange by market capitalisation.


Stock market indices are an important part of the investing landscape. They are essentially barometers that provide stocks and shares – or equities – investors with an indication of how the markets are behaving in general, as well as how individual companies are performing.


The FTSE 100 is one of the world’s most famous stock market indices. Here’s how it works, along with w...

How To Buy US Stocks In The UK

If you’re a UK investor interested in adding US stocks to your portfolio, here’s how to go about it.


Why are US stocks worth considering? Some of the following reasons because to date, US companies dominate the global stock market, comprising over 70% of the MSCI World Index (the top 10 constituents are all US companies), with the next country, Japan, accounting for 6%.


The UK’s presence in the same index is worth about 4%.


The US stock market also plays host to some of the world’s larg...

How To Buy NVIDIA (NVDA) Stocks & Shares

On 18 June 2024, NVIDIA, the artificial intelligence (AI) chip and software company, leapfrogged technology sector rivals Microsoft and Apple to become the world’s most valuable publicly-listed company. However, following some profit-taking by shareholders, its share price fell back. It is now the third-largest company once more.


NVIDIA is organised into two segments: Graphics and Compute & Networking. The Graphics segment includes GeForce GPUs for gaming and PCs, the GeForce NOW game streami...

Share Dividends – How To Get The Best Returns

Company share dividends are a crucial part of the stock market landscape.


Dividends have traditionally been a key component both for income seekers and as part of retirement planning strategies, but they endured a rocky period during the worst days of the Covid-19 pandemic in 2020, when UK payouts fell dramatically. Since then, however, they’ve bounced back.


Here’s a look at what dividends are, why companies pay them, and what would-be investors may want to consider.

A dividend is a dist...

What Is ESG Investing?

ESG – which stands for environmental, social and governance – represents a form of investing that centres around companies that prioritise these three factors.


It is also known as ‘social impact’ or ‘social responsibility’ investing, as it aims to make ethical and impactful investment choices.


ESG investing has moved centre-stage within the global investment arena in recent years. It is one of several approaches to investing which is as concerned with its impact on people and the environm...